Wednesday, February 11, 2026

Optimism About the Future Falls to Record Low in America

 Headlines like these, if true, won't bode well for Republicans in the mid-terms.  If voters aren't happy RIGHT NOW they will blame it on whomever is in office.  Forget about the fact that Democrats ruled over the highest inflationary rise seen in 40 years during the Biden years...Trump gets in office and now the Democrats yell, "look at these high inflation numbers under Trump!"  And voters will just say, "I'm not happy today so I'm going to vote for the other guy."

The average house now cost $400k and grocery bills are crazy high.  A box of cereal is $7 and a box of Wheat Thins is $5, while ground beef can cost $10.  Just imagine trying to fill up the belly's of a household with 4 kids and 2 parents.

So the younger generation is starting to realize that they are NOT going to have the same standard of living as their parents because they may never make enough income to even qualify for a mortgage in the city they live in.

As long as you have hope, you can face whatever challenges are ahead.  Sadly, Americans have been losing hope at a rate that is absolutely unprecedented.  As you will see below, optimism about the future has fallen to the lowest level ever recorded.  One of the biggest reasons why people are losing hope is because we have been in a historic cost of living crisis for almost this entire decade.  It is getting harder and harder just to pay the bills.  Nobody can deny this.  For most of the country, just surviving from month to month is a real struggle.

When there just isn’t enough money coming in, it can be very tempting to bridge the gap with debt.

According to the Federal Reserve Bank of New York, credit card debt has risen to the highest level in the entire history of the United States…

Americans ended 2025 more in debt than ever before.

Credit card balances hit a fresh high in the fourth quarter, rising by $44 billion to $1.28 trillion, according to a new report on household debt by the Federal Reserve Bank of New York released Tuesday. That’s a 5.5% jump from a year earlier.

The central bank’s monthly Survey of Consumer Expectations, released Monday, also found that fewer consumers expect their households’ financial situations to be better off a year from now — and a larger share expect to be worse off.

Once you start piling up credit card debt, it can be exceedingly difficult to ever get it paid off.

Credit card rates are higher than ever, and this is allowing large financial institutions to rake in enormous profits.

But many on the other end of the equation feel like they are suffocating.

Needless to say, credit card debt is not the only type of debt that is becoming a major national problem.

Delinquency rates are rising for all types of debt, and this is particularly true for low income Americans…

That’s not just apparent in the number of auto loan, credit card and home equity lines of credit delinquencies, the New York Fed researchers said. “You also see that in rising mortgage delinquency rates,” the researchers said, referring to the growing number of homeowners who are falling behind on their mortgage payments.

Across the board, “elevated delinquency rates are more pronounced in the lowest-income areas,” the Fed researchers also found.

Here;  Optimism About The Future Plunges To An All-Time Record Low And Credit Card Debt Soars To An All-Time Record High

And when young folks start to feel hopeless, they will start saying, "How come I'm living in poverty while so many other folks have so much money?  I will vote for the politician who promises to take more money from them and give it to me!"  And then you can start to understand how in the world Democrats are starting to win when they call themselves SOCIALISTS.

But here's a reminder.  When the government becomes responsible for feeding you and the population becomes reliant on being fed....that same government can also starve you if they decide you aren't the type of person they want to feed.

The tragic thing about watching America head towards the abyss is that if we fall there is no one standing in the wings that is going to come and help us.  WE are the world's LAST BEST HOPE.

Keep praying for our leaders and keep praying for a revival to happen in America.  Only followers of Christ can change the trajectory we are currently on.

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